{"id":115,"date":"2024-10-30T04:00:00","date_gmt":"2024-10-30T10:00:00","guid":{"rendered":"https:\/\/www.lhfinsurance.com\/blog\/?p=115"},"modified":"2024-11-21T15:28:49","modified_gmt":"2024-11-21T21:28:49","slug":"why-you-need-both-home-insurance-and-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.lhfinsurance.com\/blog\/why-you-need-both-home-insurance-and-flood-insurance\/","title":{"rendered":"Why You Need Both Home Insurance and Flood Insurance"},"content":{"rendered":"

When you own a home, it’s important to keep it protected from everything that could happen to it. There are a lot of dangers out there that can cause damage to a home, and you need to be insured against them. If you have home insurance, that isn’t enough protection. It would be best to have flood insurance to ensure you’re financially protected against some of the worst risks to your home. Call us at Land Home Insurance Services to get started with a policy.<\/p>\n

Complementary Insurance Policies<\/h2>\n

It’s common for homeowners to only have home insurance on their homes and to skip flood insurance. This is a serious problem because home insurance doesn’t provide any coverage for floods. These policies exclude floods specifically. They will not pay at all if a flood damages your home. To be covered against floods, you have to have a flood insurance policy. These policies are backed by the National Flood Insurance Program, giving them government backing and ensuring that funds will be there if you need them. <\/p>\n

All Homes Need Flood Insurance <\/h2>\n

When a home is in a flood zone, you are generally required to have a flood insurance policy. However, having this policy outside of these zones is also essential. Among all of the flood claims that come in, about 20% of them aren’t from homes inside flood zones. This means that many homes experience flooding even though they aren’t in one of these zones. This makes it important for all homes to get and keep this insurance for protection against expensive damage and repairs. <\/p>\n

Get Flood Insurance from Land Home Insurance Services<\/h2>\n

When you need flood insurance, we can help to get you started. To find out more, call us at Land Home Insurance Services.<\/p>\n","protected":false},"excerpt":{"rendered":"

When you own a home, it’s important to keep it protected from everything that could happen to it. There are a lot of dangers out there that can cause damage to a home, and you need to be insured against them. If you have home insurance, that isn’t enough protection. It would be best to […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[14,13],"class_list":["post-115","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-flood-insurance","tag-land-home-insurance-services"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t