{"id":82,"date":"2023-08-24T04:00:00","date_gmt":"2023-08-24T10:00:00","guid":{"rendered":"https:\/\/www.lhfinsurance.com\/blog\/?p=82"},"modified":"2023-09-05T09:31:38","modified_gmt":"2023-09-05T15:31:38","slug":"flood-insurance-essential-protection-for-your-home","status":"publish","type":"post","link":"https:\/\/www.lhfinsurance.com\/blog\/flood-insurance-essential-protection-for-your-home\/","title":{"rendered":"Flood Insurance: Essential Protection for Your Home"},"content":{"rendered":"<p>If you think flood insurance is not for you because you don&rsquo;t live in a flood zone, think again. According to FEMA, approximately one-quarter of flood claims come from homeowners who live in low or moderate-risk flood areas. Location alone is no guarantee that your home is safe from flooding. That&rsquo;s why flood insurance from Land Home Insurance Services is essential protection for your home.<\/p>\n<h2>Flood Facts You Should Know<\/h2>\n<p>No home is totally safe from the risk of flooding.<\/p>\n<p>Even an inch or two of flood water can be detrimental to a home. Imagine the damage a major flood event can cause.<\/p>\n<p>Homeowner&rsquo;s and renter&rsquo;s insurance protects you from water damage caused by broken pipes or other plumbing problems, not floodwaters that originate from outside your home.<\/p>\n<p>For protection against rising river waters, water surges, melting snows, or excess rainfall from hurricanes or tropical storms, you need flood insurance.<\/p>\n<p>Without flood insurance, you run the risk of paying for flood damage out of your savings or retirement funds or taking out costly loans to rebuild your home.<\/p>\n<p>Flood insurance can make all the difference in the world between recovering from a flood disaster and suffering financial ruin.<\/p>\n<h3>Protection Offered by Flood Insurance&nbsp;<\/h3>\n<p>A flood insurance policy from Land Home Insurance Services can protect both your home and your belongings. Coverage for your home includes its foundation, walls, plumbing and electrical systems, furnace,&nbsp;water heater, and more. Contents coverage includes clothing, furniture, appliances, electronics, and anything else in your home. Flood policies offer up to $250,000 worth of protection for your home and $100,000 for your belongings. As it takes 30 days for flood coverage to go into effect, we recommend you not delay in protecting your property. &nbsp;&nbsp;<\/p>\n<p>To learn more about flood coverage options and costs, contact Land Home Insurance Services today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you think flood insurance is not for you because you don&rsquo;t live in a flood zone, think again. According to FEMA, approximately one-quarter of flood claims come from homeowners who live in low or moderate-risk flood areas. Location alone is no guarantee that your home is safe from flooding. That&rsquo;s why flood insurance from [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[13],"class_list":["post-82","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-land-home-insurance-services"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.lhfinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/82","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lhfinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lhfinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lhfinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lhfinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=82"}],"version-history":[{"count":1,"href":"https:\/\/www.lhfinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/82\/revisions"}],"predecessor-version":[{"id":83,"href":"https:\/\/www.lhfinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/82\/revisions\/83"}],"wp:attachment":[{"href":"https:\/\/www.lhfinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=82"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lhfinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=82"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lhfinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=82"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}