Condo Insurance

If your home consists of a condominium or qualifies as a unit individually owned in a complex or community, your association provides some coverages. Typically, the HOA insurance provided is a master policy covering the buildings common areas. It is very important to obtain a HO-6 insurance policy for the protection of your individual unit both from a personal liability standpoint, as well as living expense coverage if you’re unit becomes inhabitable.

Making sure your condo is properly insured should be a high priority for both new and existing condo owners. Here are just a few coverage areas in which adding additional coverage can ensure your investment stays safe for the long term.

• Personal property coverage applies to household items including furniture, clothing, and valuables up to a certain limit in losses.
• Personal liability coverage applies to property damage and bodily injury to others. When accidents occur on your property you are legally responsible, thus the importance of having the proper coverage. Personal liability covers damages, legal defense, and medical expenses.

We are happy to answer any questions you have. Get started today with our online quoting tool or speak with one of our licensed insurance agents.