RV Insurance

California is full of beautiful travel destinations including over 1000 RV parks. If you own an RV in the state of California you will need to make sure you have adequate insurance coverage before hitting the road. There are different options for choosing an insurance policy so it is good to compare companies and rates.

While RVs are considered vehicles, they also serve as homes with possessions in them. This means that there are extra liabilities and RV owners need homeowner's insurance as well as vehicle insurance. A qualified insurance provider will provide owners a single package that includes both types of insurance.

There are different types of RVs such as pull along trailers that will require trailer insurance instead of RV insurance. Our agents at Land Home Financial Insurance Services of Concord, CA can help you understand what kind of coverage you will need so you can get out on the road to experience the great outdoors in California.

Some different types of coverage available include:

• Liability insurance covers costs when you are responsible for a collision with your RV.
• Collision insurance will compensate you when you sustain damage to your RV regardless of fault.
• Comprehensive insurance covers damage in non-accidented related scenarios such as natural disasters.

There are some other types of insurance your agent can discuss with you when you get coverage.

If you need home-related coverage for standalone motorized RVs, some types of coverage include:

• Contents insurance covers belongings inside your RV including appliances and clothing.
• Full-timer liability insurance covers individuals in California that reside in their RV more than 6 months out of the year.
• Vacation liability insurance covers shorter durations that you reside in your RV for extended trips.

Stop in or give us a call at Land Home Financial Insurance Services of Concord, CA today for a free quote!