Land Home Financial Insurance Services

1355 Willow Way
Suite 250
Concord, CA 94520

Get Directions
Featured Insurance Blog

Get Quotes Below!

When is it necessary to have flood insurance?

Owning a home is a dream for many people. As you are shopping for a property, it would also be wise to find an insurance plan that properly protects your asset. For some, this can mean getting a flood insurance plan.

There are various situations when flood insurance is necessary:

When Home Faces Potential Flood Risks

The primary situation when you want to have a flood plan is when your home is at risk of being damaged in a flood. If your property is located near a lake, river, or any other body of water that is prone to flooding, having the right insurance is a necessity. As home insurance offers limited coverage for flood damage, you will want to have a full flood insurance plan to offset this concern.

When Required

It is also necessary to have flood insurance when it is a requirement. There are various situations when a mortgage lender or home association will require flood insurance. If your home is deemed to be in a high-risk zone, this will likely be a requirement and obligation. Carrying this insurance will help keep you in good standing. 

There are many situations when you will want to have a flood insurance plan. Once you are ready to start looking for a new policy in this region, calling the team with Land Home Insurance Services is a good option. The professionals with Land Home Insurance Services know the value of this coverage and can help you properly assess all options. We can help you choose a plan that is ideal for your situation and home. 

Connect With Us

for all your insurance needs!


Partner Carriers

  • Aegis
  • American Modern
  • ASI / Progressive
  • Assurant / American Bankers
  • Encompass
  • Nationwide
  • Safeco
  • Stillwater
  • Travelers

Servicing these States

  • Alabama
  • Arizona
  • Arkansas
  • Colorado
  • California
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Iowa
  • Maryland
  • Minnesota
  • Michigan
  • Mississippi
  • Montana
  • Nevada
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Latest News