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Watercraft Damage: What Next?

The weather started getting rough. Your tiny ship was tossed. If not for your insurance policy you’d suffer huge financial loss. Huge financial loss. Other things can happen to damage a boat such as fire, theft, vandalism, and more. That’s what the boat insurance is for. So, if the worst happens and your boat gets damaged, what do you do next? 

Step-By-Step Instructions

The first thing you do is report the damage to your insurance company immediately. Outline all the details to them so that they understand and can help you expeditiously resolve the claim. You may have to file a government report next. This is necessary if any illegal activity is at hand. Document all the damage. Your adjuster may want to see some pictures of the damage. Do not repair anything until you have confirmed that your insurer has been given all the necessary information. If the repair is time-sensitive, you may start working on it, but get a professional. You need an expert on marine-focus repair to work on your boat. Your adjuster may be able to recommend someone. 

How to Avoid Damage

You can prevent collision with a submerged object by using GPS or underwater radar. Always stay present and sober at the helm to prevent collision with other vessels. Anti-theft devices and motion detectors can keep your craft and equipment from being stolen. Keep abreast of weather conditions before taking the boat out. Keep a fire extinguisher on board as a safety precaution. Most boat fires are due to electrical mishaps so see to it that all electrical connections are tight as well as free of corrosion. Check your engine for fluid leaks also.

Land Home Insurance Services Is Here To Assist

If you need boat insurance, we at Land Home Insurance Services are ready to give you what you need. 

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