If you think flood insurance is not for you because you don’t live in a flood zone, think again. According to FEMA, approximately one-quarter of flood claims come from homeowners who live in low or moderate-risk flood areas. Location alone is no guarantee that your home is safe from flooding. That’s why flood insurance from Land Home Insurance Services is essential protection for your home.
Flood Facts You Should Know
No home is totally safe from the risk of flooding.
Even an inch or two of flood water can be detrimental to a home. Imagine the damage a major flood event can cause.
Homeowner’s and renter’s insurance protects you from water damage caused by broken pipes or other plumbing problems, not floodwaters that originate from outside your home.
For protection against rising river waters, water surges, melting snows, or excess rainfall from hurricanes or tropical storms, you need flood insurance.
Without flood insurance, you run the risk of paying for flood damage out of your savings or retirement funds or taking out costly loans to rebuild your home.
Flood insurance can make all the difference in the world between recovering from a flood disaster and suffering financial ruin.
Protection Offered by Flood Insurance
A flood insurance policy from Land Home Insurance Services can protect both your home and your belongings. Coverage for your home includes its foundation, walls, plumbing and electrical systems, furnace, water heater, and more. Contents coverage includes clothing, furniture, appliances, electronics, and anything else in your home. Flood policies offer up to $250,000 worth of protection for your home and $100,000 for your belongings. As it takes 30 days for flood coverage to go into effect, we recommend you not delay in protecting your property.
To learn more about flood coverage options and costs, contact Land Home Insurance Services today.