Investing in an RV, or recreational vehicle, is a way to transform your way of life in an instant. When you’re thinking of insurance for your RV, it’s essential to take some time to compare your options based on how often you travel, where you plan to park your RV, and your existing lifestyle and budget. At Land Home Insurance Services, we’re here to guide you through the process without all the hassle.

Types of RV Insurance

Depending on where your RV is registered and where you intend to travel, there are different types of insurance to consider, including:

• Liability: Most states require liability insurance to cover property damage and bodily injury that may be caused during an accident or by your motorhome.
• Collision/Comprehensive: Collision and comprehensive insurance pays for damage after an accident while covering theft, fire, vandalism, hail, and even falling branches.
• Vacation: Vacation liability is ideal for those who drive their RVs on the weekend or at specific times of the year.
• Full-Timer: Full-timer coverage is ideal for homeowners who call their motorhome their primary residence. This type of insurance is best for retirees and/or digital nomads who have decided to call their RV home.
• Emergency Expenses/Roadside Assistance: Consider roadside assistance insurance for towing and breakdown assistance, especially if you experience an issue when you’re far from home or if you’re a cross-country traveler.

Working with a trusted agency is key to finding an RV insurance plan you can count on. Whether you drive your RV seasonally or are transitioning to a full-time RV lifestyle, we can help. To learn more about RV insurance policies that are just right for your needs, regardless of your location, contact Land Home Insurance Services for your consultation today.