If you’ve ever been in a motorcycle accident, you know how overwhelming the aftermath can be. Between checking for injuries, assessing damage, and figuring out next steps, it’s easy to make mistakes when filing your insurance claim. Unfortunately, even minor errors can lead to delays or, worse, denied coverage. Here are common mistakes riders should avoid.

Waiting Too Long to File

One of the most significant mistakes is waiting too long to report the accident. Timing is crucial. Delaying the claim can raise red flags with your insurer and make it harder to verify the details of the incident. Always file your claim as soon as possible—even if the damage initially seems minor, recommends Land Home Insurance Services.

Skipping the Police Report

Even in minor accidents, a police report is one of the most valuable pieces of evidence you can provide. It helps corroborate your version of events and creates an official record. Riders who skip this step may find themselves lacking the documentation needed to support their claim later.

Leaving Out Key Details

When describing the accident, be clear and thorough. Omitting important information or making guesses can harm your claim. Stick to the facts, and avoid speculating about fault or injuries until everything has been adequately assessed.

Not Taking Photos

Photos can provide critical evidence. Failing to take pictures of the scene, the damage, and any relevant surroundings is a missed opportunity to strengthen your claim. Use your phone to capture images before vehicles are moved or the scene is altered.

Talking to the Other Driver’s Insurer

It may seem natural to answer questions from the other party’s insurance company, but doing so can complicate your claim. Let your insurer handle all communication with the other party’s insurance provider.

By avoiding these common errors, you can help ensure your claim is processed smoothly and get back on the road with fewer setbacks. Contact Land Home Insurance Services today to learn more about protecting yourself and your motorcycle.